English Guide

Dental Care in Korea & Reimbursement Guide

From national health insurance eligibility to the documents needed to claim Japan's overseas medical expense reimbursement and the treatment process — all in one place.

Residency Status

Differences in health insurance coverage between short-term (visa-free) and long-term residents

Overseas Medical Reimbursement

How to obtain Form A / Form B documents for submission to your city/ward office in Japan

Overseas Travel Insurance

How to claim costs for emergency treatment of sudden toothache

Frequently Asked Questions

A collection of the questions Japanese patients ask most often

Check & Overview

Insurance Coverage & Reimbursement by Residency Status at a Glance

Check whether Korean national health insurance applies and how to claim reimbursement, based on your residency status (short-term/long-term) in Korea.

1. Short-Term Residents No NHI coverage

Tourism, visiting relatives, visa-free entry, business trips, etc. (90 days or less)

How costs are covered

Not covered by Korea's National Health Insurance (100% out-of-pocket)

① Japanese overseas travel insurance

Emergency treatment costs for sudden toothache can be claimed (English medical certificate / itemized statement / receipt required)

② Japan's "overseas medical expense" reimbursement

Submit to your city/ward office in Japan after returning home (Form A treatment record and Form B itemized statement required)

2. Long-Term Residents NHI covered

International students (D-2), work visa holders, foreign resident registration card holders (6 months or more)

How costs are covered

Same benefits as Korean nationals (roughly 30% co-payment)

Covered items (insurance applies)

Basic checkup, X-ray, one scaling per year, cavity treatment (amalgam/GI), gum treatment, tooth extraction

Non-covered items (100% out-of-pocket)

Resin fillings, gold/ceramic inlays & crowns, orthodontics, whitening, implants, etc.

Section 1

Health Insurance and Cost Structure by Residency Status

How dental treatment costs are covered depends on your purpose of entry and visa type.

Short-term Residents

Tourism, short visits, visa-free entry, etc.

No Korean NHI

How treatment costs are paid

Since Korea's National Health Insurance does not apply, the initial consultation fee, X-ray fee, and treatment cost are all paid out-of-pocket (100% non-covered).

Ways to recover costs

  • Japanese overseas travel insurance: If you have a sudden-toothache rider, you can file a claim after returning home
  • Japan's overseas medical expense system: After returning home, file a claim with your city/ward office or health insurance association in Japan for reimbursement
Required at check-in Original passport

Long-term Residents

International students (D-2), employment (E-series), permanent residency (F-5), etc.

Korean NHI applies

Insurance eligibility

Mandatory enrollment if you have registered as a foreign resident and stay 6 months or longer (D-2 international students, for example, can enroll immediately upon registration).

Covered vs. non-covered treatments

Covered (~30% co-pay)

Basic checkup, X-ray, one scaling per year, basic cavity treatment (GI/amalgam), gum treatment

Non-covered (100% out-of-pocket)

Resin fillings, inlays/crowns (gold/ceramic), orthodontics, whitening, standard implants

Required at check-in Foreign Resident Registration Card (ARC)
Section 2

Japan's National Health Insurance "Overseas Medical Expense" Reimbursement Process

If you maintain eligibility under Japan's National Health Insurance, you can get a portion of the necessary treatment costs you paid at a Korean dental clinic reimbursed after returning home.

Treatments eligible for reimbursement (necessary emergency care)

  • Emergency care for sudden toothache: Pain relief and urgent nerve treatment
  • Basic cavity treatment: Filling procedures (necessary restorations such as amalgam, GI)
  • Gum disease treatment: Periodontitis, treatment of acute gum inflammation
  • Necessary extractions and root canal treatment: Nerve treatment/extraction to remove the source of pain

Treatments excluded from reimbursement (cosmetic and elective care)

  • Cosmetic dental treatment: Teeth whitening, veneers, etc.
  • High-cost prosthetics: Gold/ceramic inlays and crowns
  • Orthodontics and implants: Cosmetic or elective prosthetic work
  • Simple preventive checkups: Routine checkups not for treatment purposes

Notes on how the reimbursement amount is calculated

You are not reimbursed the exact amount you paid in Korea. Instead, the reimbursement is calculated based on the standard treatment fee for the same procedure in Japan.

If the non-covered fee at the Korean dental clinic is higher than Japan's standard insurance fee, your actual reimbursement may be less than what you paid.

Required documents to request from the Korean dental clinic

Before paying, ask the front desk in advance to "prepare documents for submission for Japan's overseas medical expense reimbursement."

Japan Ministry of Health, Labour and Welfare (MHLW) guidance
Document Prepared by Key contents & notes Checklist
Form A (Treatment record / 診療内容明細書) Treating dentist Diagnosis, findings, specific treatment details and dates. Doctor's signature and stamp required.
Form B (Itemized receipt statement / 領収明細書) Clinic front desk / billing office Total treatment cost, breakdown of covered/non-covered items, currency (KRW), and actual amount paid.
Dental-specific statement (歯科診療内容明細書) Treating dentist Specific procedure records by FDI tooth number.
Detailed treatment statement and original receipt Clinic front desk / billing office Detailed treatment cost statement and card/cash receipt issued by the Korean dental clinic.
A Japanese translation is required after returning home! When submitting to your city/ward office in Japan, you must also submit a Japanese translation (including the translator's name and signature) of any Korean/English documents.
Section 3

Step-by-Step Guide to Visiting and Receiving Dental Treatment

The full flow from booking an appointment to treatment, payment, and issuing documents.

1

Find a clinic & book

Search in advance for and book a dental clinic that offers Japanese interpretation or is designated for treating foreign patients.

Use Medical Korea
2

Check-in & ID verification

Present your passport (short-term) or foreign resident registration card (long-term). Let staff know in advance that "documents for submission in Japan are needed."

Prepare ID
3

Exam & cost consultation

After an X-ray, a treatment plan is established. Get an advance breakdown of covered vs. non-covered costs.

Confirm the estimate in advance
4

Treatment & payment

Pay after treatment. If using an overseas credit card, pay in Korean won (KRW) to avoid double currency conversion fees.

Pay in KRW
5

Final document check

Verify Form A/B, receipts, FDI tooth numbers, and that the doctor's signature and stamp are not missing.

Check signature & stamp
Section 4

Frequently Asked Questions (FAQ)

The most common questions from Japanese patients and dental clinic front-desk staff.

Q1 Can tourists (short-term residents) receive health insurance benefits at a Korean dental clinic?
No. Under Korea's National Health Insurance Act, short-term residents (visa-free entry, tourists) are not granted National Health Insurance beneficiary status. You must pay the full non-covered cost, but you may be able to get reimbursed through your Japanese overseas travel insurance or Japan's National Health Insurance overseas medical expense program after returning home.
Q2 Will the dental clinic prepare Form A and Form B for me?
Some clinics that treat foreign patients keep these forms on hand, but in principle the most reliable approach is for the patient to print the forms (Form A, Form B) from their local city/ward office website in Japan and bring them along.
Q3 Is it better to pay in local currency (KRW) when using an overseas credit card?
Yes. When paying with an overseas credit card, it is much more advantageous to pay in Korean won (KRW) rather than Japanese yen (JPY), since this avoids the double conversion fee known as DCC (Dynamic Currency Conversion).